New York Bankruptcy Attorney
Experienced Help for Financial Dilemmas
In today's harsh economy, it's not a surprise that more and more people are having difficulty keeping up with their expenses and paying off their debts. People struggling with too much debt and other financial troubles often experience an overwhelming sense of anxiety, frustration, and stress, leaving them feeling hopeless.
If you are having difficulty paying off your debts, and are looking for an experienced and dependable New York bankruptcy attorney to represent you throughout the bankruptcy process, you've come to the right place. At Jacoby & Jacoby, we have more than 50 years of combined legal experience, and have handled more than 15,000 bankruptcy cases on behalf clients throughout New York. With our help, our clients have been able to eliminate millions of dollars of debt, and this allows them to move towards a future free of financial troubles, creditor harassment, and anxiety and frustration.
Whether you need help avoiding bankruptcy or filing for bankruptcy, or if you simply need bankruptcy resources or advice regarding life after bankruptcy, you should speak to a lawyer at our firm immediately. They will be happy to answer all your questions and explain to you why you should hire a bankruptcy attorney to help you get control over your finances.
Why should I hire a New York bankruptcy lawyer?
If you are considering filing for bankruptcy in New York, it is in your best interest to work with an experienced Long Island bankruptcy attorney whose practice is devoted exclusively to bankruptcy and debt relief. While some attorneys have a very large practice with only a portion of it devoted to bankruptcy law, we at Jacoby & Jacoby devote our entire practice to bankruptcy or bankruptcy related issues, such as loan modifications, foreclosure defense, and short sales. We believe that because our practice is focused entirely on bankruptcy, we are able to provide our clients with more comprehensive representation. We are familiar with all of the laws, regulations, and procedures in regards to filing for bankruptcy, and can provide our clients with legal advice and guidance based on years of experience.
When bankruptcy is not something you practice on a daily basis, it is very easy to overlook an important law or allow a problem or issue to go unnoticed. If you choose to work with a New York bankruptcy lawyer at our firm, you can feel confidant knowing that we deal with bankruptcy cases and bankruptcy-related legal matter on a daily basis, and are familiar with the many intricacies involved throughout the bankruptcy process.
The Bankruptcy Process
When a person struggles with an overwhelming amount of debt, they may want to consider the option of filing for bankruptcy. When a person makes the decision that they wish to file for bankruptcy, they are able to legally get rid of their unwanted debt. There are two forms of bankruptcy many consumers choose from: Chapter 7 and Chapter 13 bankruptcy. The processes of these are both very different, and will always require the help of an attorney. For Chapter 7 bankruptcy, the process includes liquidizing a large portion of a person's debt. For Chapter 13 bankruptcy, the process involves restructuring a person's debt into affordable payments over three to five years. In the end, if the process is successful, a person will be able to live a debt free lifestyle.
Have you made the decision to file for bankruptcy but are unsure of which type of bankruptcy is best for you? At Jacoby & Jacoby, a skilled New York bankruptcy attorney would be more than happy to meet with you to review your financial situation, as well as a variety of other factors. If you have a steady income but are just having a difficult time repaying your debt, Chapter 13 bankruptcy would be a good options for you. If you do not have a steady income but you are searching for some way to eliminate your debt, you may be better off filing for Chapter 7 bankruptcy, where your non-exempt assets will be liquidated in order to repay your creditors.
Contact a Bankruptcy Attorney Who Cares
At Jacoby & Jacoby, we offer our bankruptcy services to individuals, families, and businesses throughout New York looking to file for bankruptcy protection under Chapter 7, Chapter 13, or Chapter 11. Regardless of which type of bankruptcy you're seeking, you can trust that we will do whatever we can to ensure your petition is approved by the judge. Our number one priority is helping you eliminate your debt or consolidate it into a structured plan that you can pay off over time. When you come to the office, you will meet with a New York bankruptcy lawyer who will review your financial situation, advise you of your best options, and help you fill out your petition to ensure there are no errors or omissions that could prevent your petition from being approved! After filing for bankruptcy, you will experience firsthand just how enjoyable life can be when you aren't constantly worrying about your debt, money, and finances!
If you are struggling with inescapable debt, we can help! We understand how debt can seem to affect every area of your life, making each day a struggle. We don't want you to struggle any longer!